Friday, July 19, 2013

Individual can purchase and gather together by oneself through the online bank

Individual can purchase and gather together by oneself through the online bank
News of Beijing Daily (Reporter Shen YanQi) The websites yesterday ( 23) of State Administration of Foreign Exchange Control Japan announces, in order to support the business innovation of the bank better, helps individuals handle and form and sell and gather together the business, State Administration of Foreign Exchange Control has already approved Bank of China, China Merchants Bank and three pilot projects of Industrial and Commercial Bank of China for running individual of electronic bank and forming and selling and gathering together the business at present.
Since " management of the personal foreign currency " and specification are implemented formally in February of 2007, individual reach the intersection of bank and counter can handle I purchase gathering together and business of settling the exchange within the annual total value according to effective identity document. State Administration of Foreign Exchange Control relevant person in charge say pilot project this run electronic the intersection of bank and individual, form and sell and remit the business, have offered high-efficient, more convenient business to individual and handled the channel.
Bank of China a person in charge tells the reporter, in January of this year, first in Bank of China obtains State Administration of Foreign Exchange Control and accredites running the online bank and forming and selling and remitting the business on a small quantity, Bank of China form, sell, remit, serve, expand to Beijing the intersection of network and silver individual already at present, the personal customers of 11 provinces and cities such as Tianjin, Shenzhen, Jiangsu, Zhejiang, Fujian, Liaoning, Hunan, Hubei, Guangxi,etc. can enjoy this service.
According to the introduction of staff member of Bank of China, the personal customer only opens current open account or debit card in Bank of China, apply for the intersection of Bank of China and the intersection of network and silver the intersection of management of personal money and edition or the intersection of honored guest and edition at the same time, can from Monday to Sunday am 9 o'clock between late 17 hour, handle on line pound sterling through network silver, Hongkong dollar, U.S. dollar, Japanese yen, Canadian Dollar, A$, European dollar, Swiss Franc, Singapore dollars of nine settlement of foreign exchange account, purchasing and remitting the business of currency, according to the relevant regulation, it is 50,000 dollars that individual handles and forms and sells the annual total limit gathered together.
"Can handle the foreign currency operation on the net, it can be conveniently many as to parents which children studied abroad outside. " Open Mr. Chen of foreign exchange account, say a telephone of daughter that study in Britain only now in China Merchants Bank just, oneself can log in online bank remit, pass by pound sterling, save the intersection of bank and trouble that counter handle and line up, can also use and exist at the same time at the same time.
A staff member of China Merchants Bank says, after China Merchants Bank obtains individual of electronic bank and forms and sells and gathers together the business qualification, it's time, walk also specially to go abroad to study, travel, commercial affair, the intersection of immigration and 4 the intersection of target and crowd put out" Walk freely in finance of going abroad " Press-packing serve,not can gather together not studying abroad by loaning, be purchase, handle sending a telegraphic remittance, be settle the exchange business one stations necessary outside the border.
The person in charge of national exchange office says, through the electronic banking system and " individual form and sell and gather together the management information system " Data information sharing mechanism, the domestic individual transmits expiring by when the relevant information of the business will be real that it is purchased that the electronic banking system handles to gather together and settle the exchange, automatically " Individual forms and sells and gathers together the management information system " ,And include in individual and form and sell and gather together annual total value to manage. The national exchange office will follow and monitor the pilot running situation closely, will summarize the pilot experience, take precautions against the unusual foreign exchange funds utilize the personal channel of electronic bank to flow out into, safeguard the standardized and orderly foreign currency market environment.
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