The new entrance of Harbin can effect an insurance with the original students of university, junior college and special secondary school at school from September
North network report this year August 31, the intersection of Harbin and city issue successively including the intersection of university student and medical insurance, resident of Kazakhstan household register the intersection of person who effect an insurance and a great deal of the intersection of urban residents and the intersection of medical insurance and new policy of Huimin. Harbin started university student's medical insurance in June of this year, in September, new entrance can effect an insurance with the original students of university, junior college and special secondary school at school. Pass " basic medical insurance + supplement medical insurance " Mode,reduce greatly personal burden proportions medical.
Effect an insurance, what treatment is enjoyed
It is introduced, after university students effect an insurance, enjoying the basic medical insurance of urban residents and is in hospital and medical treatment of special disease clinic, the medical treatment of daily clinic is still undertaken by the university according to the existing regulation. The basic medical insurance submits an expense account partly in order to accord with the medical insurance coverage of urban residents, above one pair of standards arises to pay the below-norm expenses at most.
University students carry on malignant tumour and put chemotherapy, severe and uremic blood (peritoneum) to effect an insurance Resisting, arranging differently, treating behind dialysing the treatment, kidney transfer operation one, hemophilia, regenerated obstacle anaemia and systemic lupus erythematosus need outpatient service, can apply for the special disease clinic. Pool fund pay 85,000 yuan at most totally in the one year. Basic medical insurance consulting telephone: 12333; Supplement the consulting telephone of the medical insurance: 84888208.
Vacation can submit an expense account to fall ill
It is introduced, effect an insurance university student during putting in winter and summer vacation, practising, until whom other places take place accord with fund, pay hospitalization cost that emergency call at one time in hospital of range, can hold the relevant material, go to the medical insurance centre of the city to apply to submit an expense account. Because clinic or hospital treatment takes place in the unexpected injury, the hospitalization cost is paid first by the personal cash temporarily, after making a diagnosis, hold the relevant material to every company of Harbin Branch of life insurance of China to handle the relevant matters.
The medical treatment gives an example to effect an insurance
Effect an insurance the intersection of student and Liu, because of ill to in hospital in urban residents of Harbin city one tertiary fixed hospital, the hospitalization cost adds up to 5300 yuan, among them use medicines outside the medical insurance catalogue and relevant to check the medical fee of 660 yuan, class-B medicines in the medical insurance catalogue and checking and paying the medical fee of 210 yuan for itself specially.
First, bear some personally:
660 yuan at one's own expense; Pay 210 yuan for itself first; One pair of standards of 400 yuan arises. In hospital after the all-inclusive cost deducts these 3 individuals to pay some hospitalization costs first, (5300 yuan- 660 yuan - 210 yuan - 400 yuan) 4030 yuan. It is 30% that the tertiary hospital individual pays the proportion for itself, get up to pay more than standards by individual the expenses of the burden are that (4030* 30%) in proportion 1209 yuan. The aforesaid add, bear amount of money personally for (660+210+400+1209) 2479 yuan.
Pay some at second, pool fund: 5300- 2479 =2821 yuan.
Third, participate in and supplement the medical insurance, it bears some 2479 yuans personally, will submit an expense account in proportion.
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