Thursday, March 21, 2013

The not explicit order of three sets of housing loan in Shanghai stops

The not explicit order of three sets of housing loan in Shanghai stops
Yesterday, a media revealed, it is " iron-plated " to seem to be in Shanhai Housing loan policy to some extent become flexible - -Two apartment admit loan recognize room, it is in bloom in the floodgate again to turn off three apartments of the floodgate for a time. However, reporters investigated many Chinese and foreign money banks of Shanhai secretly yesterday, customer's manager responsible for housing loan of every bank did not nearly all dare to top the red line of policy of the second set of housing loan, they say, the yardstick of third set of housing loan of Shanghai is held by bank at present at the same time, suspend the third set of housing loan before this, still delay examining and approving and releasing now, can apply for the third set of housing loan before this, can still apply, has not " relaxed " now Say.

Two sets of housing loan are red lines of policy, the threshold bank of three sets of housing loan can hold by oneself
The intermediary plays the edge ball risk to watch out
Shanghai silver supervise office, say clearly yesterday, the policy of the housing loan did not appear any change at present, silver of Shanghai supervises the office and requires every commercial bank to carry out the relevant policy strictly as before, check on strictly.
Bank: The not explicit order in Shanghai stops the third set of housing loan
"Here third housing loan make several either altogether this year, two these stop completely even more month. " Customer's manager said to reporters yesterday that one walking in the city managed money matters. Because the reporter consults and applies for the third set of housing loan in the capacity of customer, the managers of this customer say: "Advise you needn't apply even temporarily, apply not to get the permit either. " It is revealed, walk in the city except that the fifth down payment becomes, loan rate policy bottom line of 1.1 times can't be touched, to apply for second too very strict verification of housing loan, need, check house, large the intersection of volume and the intersection of deposit, stock,etc. and investment in capital a/c, the intersection of credit and the intersection of person who record and qualification in many aspects of customer, "two housing loan got on to give apply for report this period of times, ten 8 return while being seventh of, do not fulfil requirements. " Bank of East Asia Ltd. ( China) One person customer manager show, because policy is clear too for reporter clearly, this application of walking at present and already suspending the third set of housing loan, when resume waiting for the notice.

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